Give employees the confidence to handle life’s “what ifs”

Life just happens. Thankfully, when the unexpected occurs, you know your employees will be prepared and protected. With two types of disability insurance plans available, employees can have peace of mind with supplemental income available if they’re unable to work:

  • Short-term disability insurance from Equitable*
  • Long-term disability insurance from Equitable*

Pairing comprehensive medical coverage with short- and long-term disability insurance provides greater protection for your employees. Our combined enrollment, implementation, and employer billing makes it easy for you to manage.

Equitable logo

Hands-on team

With many plans offering guaranteed coverage, there are no health questions to answer and no medical exams required to qualify, even for employees who may not be able to buy a plan on their own.

Financial stability

Disability payments are flexible and may be used to help cover everything from medical bills to day-to-day expenses.

Complete support

Plans include rehabilitation and worksite modification, employees can get back on track faster.


*Group Disability Insurance products are underwritten by Equitable Financial Life Insurance Company of America.

These products only provide disability income insurance. THESE POLICIES ARE NOT MEDICARE SUPPLEMENT PLANS. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The policy has limitations and exclusions. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Policy Form/Contract ICC15 AXEBP15LI; ICC15 MOEBP15LI; MOEBP15LI; AXEBP15LI and state variations.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Group insurance products in the state of Arizona are issued by Equitable America, which has sole responsibility for its insurance and claims-paying obligations for such products. Equitable is independent of BCBSAZ. It does not provide, offer, or sell BCBSAZ products or services and is solely responsible for the products or services it provides.

GE- 3194662 (8/20) (Exp. 8/22)