Aren’t accidents already traumatic enough?

BCBSAZ has teamed with Equitable* to offer accident insurance that can help employees manage the costs associated with injuries, so they can focus on recovering. It’s a great way for employees to supplement their existing BCBSAZ health insurance and offset their medical bills by providing a cash payment for injuries or expenses including:

  • Accidental death & dismemberment (AD&D)
  • Hospital visits
  • Surgery
  • Medical devices
  • Physical therapy
  • Fractures
  • Burns
  • And more

Equitable logo


100% employee-paid, with policies issued to a minimum of three enrolled employees or 10% of eligible employees—whichever is greater.


Flexible enrollment options and no health questions or limitations for pre-existing conditions.


Cash benefit paid regardless of other coverages, if injured as part of a covered accident, and directly to employee to use as they choose.


Affordable group rates, HSA compatible, no calendar year maximums, and family coverage options are available. A wellness benefit is also offered, which provides an additional cash payment when an approved wellness screening is completed.


You give employees the coverage they need to protect their families, and we provide you with the resources and support you need.

  • Seamless and streamlined administration
  • One point of contact
  • Online services to pay bills, check eligibility, complete enrollment, and more
  • Dedicated, helpful customer service representatives
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1 Source: National Hospital Ambulatory Medical Care Survey: 2016 Emergency Department Summary Tables, # 1, 4, 11, 14, 24, 25.
2 Source: The Associated Press-NORC Center for Public Affairs Research.

*Accident insurance products are issued by Equitable Financial Life Insurance Company of America.
The policy has limitations and exclusions. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Policy form MOEBP19 ACC and state variations. This coverage does not constitute comprehensive health insurance coverage (often referred to as “major medical coverage”), and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). Group insurance products in the state of Arizona are issued by Equitable America, which has sole responsibility for its respective insurance and backed solely by its claims-paying obligations. Equitable America is independent of BCBSAZ. It does not provide, offer or sell BCBSAZ products or services and is solely responsible for the products or services it provides.

GE-3081576 (8/20) (Exp. 8/22)